Agricultural loans are availed by a farmer to fund seasonal
agricultural operations or related activities like animal farming, crop farming or purchase of
land or agricultural tools. This type of loan also helps buying inputs such as
fertilizers, seeds, insecticides etc. and engaging labour for cultivating and
harvesting the crops.
In addition, purchasing of land, or purchasing of
agricultural tools, storage of produce and transport, cost of ploughing land
for sowing, weeding, and transplantation also are included under purview of